Acceptance of Terms
By accessing or using the services of Idea Strategic Management (“Company,” “we,” “us,” or “our”), you agree to these Terms of Use.
Services
- We provide credit data furnishing and related compliance services.
- We are not a credit repair organization and do not guarantee specific credit outcomes.
- All reporting requires written client consent and a valid underlying agreement.
Client Responsibilities
- Provide accurate information and promptly update any changes.
- Make payments according to the underlying agreement to maintain positive reporting.
- Use our services only for lawful purposes.
Disputes
Consumers may submit disputes to our compliance team or through the credit bureaus. We will investigate and respond within 30 days, consistent with applicable law.
Limitation of Liability
To the fullest extent permitted by law, we are not liable for indirect or consequential damages arising from use of our services.
Updates to These Terms
We may update these Terms from time to time. The updated version will be posted with a revised “Last updated” date.